Mitchell Miller, Branch Manager + Julian Gutierrez, London Properties
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"Buying a home is one of the most important decisions you will ever make — and the lender is the biggest variable in it. I refer my buyers to Mitchell Miller because his clients compete at the level of cash buyers, close in as little as 10 days, and their Earnest Money is protected." — Julian Gutierrez, London Properties
As your personal Real Estate Agent, I will help guide you through the process successfully. My promise is to offer quality service, integrity and professionalism in every step of the transaction.
— Julian Gutierrez"London Properties provided top notch service, we 100% have no regrets whatsoever. Our Realtor Julian especially made house hunting a great experience. His energy, optimism, and positive character made it an easy transition and a fun and memorable experience for us. We are forever grateful to him and his team, and we appreciate all he did for us. He didn't just become our Realtor, he has become our friend."
"Julian went above and beyond in every possible way throughout our home-buying process. We never imagined we could feel so supported and well taken care of.
He consistently kept our needs and preferences front and center — even as they evolved — and guided us with patience, insight, and professionalism every step of the way. Navigating the sale of a home in one state while purchasing in another could have been overwhelming, but Julian made the entire experience far smoother than we ever expected.
I truly can't recommend Julian highly enough. Anyone I know who's even considering a real estate transaction will be hearing his name from me. 1000/10"
Reviews as published on Julian's London Properties profile. Reprinted with permission.
Across Merced County and the Central Valley, sellers choose cash because it removes the biggest risk in any transaction: the lender. I have seen strong offers fall apart because of poor communication and missed deadlines. When I refer you to Mitchell, I am eliminating that risk entirely. Your offer becomes as certain and as fast as cash.
Your financing is underwritten before you ever write an offer, so your contract reads to the seller's agent almost exactly like a cash offer — because the lending risk has already been cleared.
With underwriting done up front, the only thing left to do at contract is confirm the file and clear to close — which means we can move as fast as the title company can schedule.
If a mistake on my end causes your loan not to fund and the contract has to be cancelled, and the seller tries to keep your deposit — I pay your EMD.
Julian has referred you to a lender he trusts to protect your offer and your deposit — because a smooth close is good for everyone at the table.
I underwrite your financing up front so your offer competes with cash — and I stand behind it with the EMD Guarantee above.
Julian's clients win because they come prepared. Get fully pre-underwritten with Mitchell before you write your first offer and compete at the level this market demands.